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Ford's dreamers long gone as unpaid car loans take over assembly lines The Detroit News

23.04.10

Ford did not believe in debt and so did not extend credit to car buyers until General Motors began allowing customers in 1919 to purchase cars on installment payments. The mass marketing of "buy now pay later" is another invention straight out of Detroit.

If Ford today walked across the rubble of his office and looked out the window facing Woodward Avenue, he would see a green historical marker that reads:

"Here at his Highland Park plant, Henry Ford in 1913 began the mass production of automobiles on a moving assembly line. By 1915, Ford built a million Model T's. In 1925, over 9,000 were assembled in a single day. Mass production soon moved from here to all phases of American industry and set the pattern of abundance for 20th Century living."

Nearby stood two 21st century men who are employed to watch over those unpaid car loans: Terry Madden, a ruddy 50-year-old, and Eric Draughn, a square-jawed 39-year-old. The fathers of both men came to Detroit from the South and made middle-class lives in the factories.

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