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Your Free Credit Score Auto Credit Express (blog)

What else you need to know

For the last 20 years, the people at Auto Credit Express have been working with consumers who have bad credit and helping these individuals reestablish their auto credit by filling out our online bad credit car loan application and financing a vehicle with a bad credit car loan. During this time, we’ve tried to provide our applicants with the information they need in order to understand the differences with this type of loan as well as the loan process itself, since a poor decision can trap them in a loan they can’t afford which could result in a repossession that could lower their credit scores. This is because unlike tote the note dealers , our second chance car loans originate with lenders that report this payment history to the credit bureaus, which can result in either raising or lowering a credit score.

Speaking of credit reports, if you’ve spent any time at all on the internet you have probably been besieged by various ads offering you a free credit score. But do you really need this kind of service and, more importantly, how can these companies afford to advertise it if it really is free?

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